AAA Credit Screening Services, L.L.C.
Additional CALIFORNIA Client Service Agreement in compliance with California Civil Code
***To be completed by CALIFORNIA real estate company, agent, landlord, or business requesting credit check***
This agreement is between AAA Credit Screening Services, L.L.C. and the Client whose signature appears below.
1785.14 Client certifies that the credit reports or other information ordered under this agreement is as follows and will be used for no other purposes (Check all that apply):
AAA Credit Screening Services, L.L.C. shall maintain a file of this agreement showing the purposes as state by the client and all of the following requirements will be met: |
If the client is a retail seller, as defined in Section 1802.3, and intends to issue credit to a consumer who appears in person on the basis of an application for credit submitted in person, AAA Credit Screening Services, L.L.C. will with a reasonable degree of certainty, match at least three categories of identifying information with the file maintained by the consumer credit reporting agency on the consumer with the information provided to the consumer credit reporting agency by the client. The categories of identifying information may include, but are not limited to, first and last name, month and date of birth, driver’s license number, place of employment, current residence address, previous residence address, or social security number. The categories of information shall not include mother’s maiden name.
- If the client is a retail seller, as defined in Section 1802.3, and intends to issue credit to a consumer who appears in person on the basis of an application for credit submitted in person, then client (retail seller) hereby certifies, in writing, to AAA Credit Screening Services, L.L.C. that it instructs its employees and agents to inspect a photo identification of the consumer at the time the application was submitted in person. This paragraph does not apply to an application for credit submitted by mail.
- If the client intends to extend credit by mail pursuant to a solicitation by mail, client agrees that the extension of credit shall be mailed to the same address as on the solicitation unless the client verifies any address change by, among other methods, contacting the person to whom the extension of credit will be mailed.
1802.4 “Retail buyer” or “buyer” means a person who buys goods or obtains services from a retail seller in a retail installment sale and not principally for the purpose of resale.
Client understands that Section 530.5 of the California Penal Code states that (a) Every person who willfully obtains personal identifying information, as defined in subdivision (b), of another person without the authorization of the person, and uses that information to obtain or attempt to obtain, credit, goods, or services in the name of the other person without the consent of that person is guilty of a public offense, and upon conviction therefor, shall be punished by imprisonment in a county jail not to exceed one year, or by a fine not to exceed one thousand dollars ($1000), or both.
(b) “Personal identifying information,” as used in this section, means the name, address, telephone number, driver’s license number, social security number, place of employment, employee identification number, mother’s maiden name, demand deposit account number, savings account number, or credit card number of an individual person.
By typing my name in this box I am digitally signing this Callifornia Addendum and understand the above regulations and restrictions.